We compare FCA-authorised lenders offering estate expense drawdown facilities — so you get the best rate on the costs you actually draw. Legal fees, property repairs, clearances: only pay interest on what you use, when you use it.
Free, no-obligation quote. Takes under 60 seconds to apply. No credit check.
All recognised testamentary expenses are eligible. Draw each amount separately — interest starts only on the day each draw is made.
Unlike a lump-sum loan, a drawdown facility means you borrow only what you need at each stage. Unused facility carries no cost — a genuinely cost-efficient way to keep an estate moving.
Yes. Our lending partner can assess both — IHT payment to HMRC plus an ongoing expense drawdown facility — as part of a single application. Both are secured against the estate.
The application is made by the executor or administrator. A solicitor can also make a referral on the executor’s behalf. There is no liability on the solicitor making the referral.
Unused amounts cost nothing. If the estate administration costs less than anticipated, the facility can be closed with no penalty on the undrawn portion.
Fund an IHT liability before probate is granted. Payment direct to HMRC using the estate’s reference.
Named beneficiaries can access funds before probate completes. No monthly repayments.
Solicitors can refer clients with zero liability on their firm.
We match you to the best-rate drawdown lender from our FCA-authorised panel. No pressure. No obligation.