Which situation are you in?
Every lender on our panel is FCA-authorised. No credit checks, no early repayment penalties, no personal liability.
For executors & solicitors
Pay Inheritance Tax Directly to HMRC — Without Touching the Estate
HMRC typically requires Inheritance Tax within 6 months of death — before probate is granted and before the executor has access to estate funds. If there isn’t enough cash in the estate, the entire administration can stall. Our matched lender funds the full IHT liability, a scheduled instalment, or a shortfall — paid directly to HMRC. The executor never handles the money.
Key Benefits
No cash needed upfront — funds go straight to HMRC
Full amount, instalment, or shortfall — flexible to the estate
Unblocks probate — Grant proceeds as soon as payment is made
No personal liability for the executor or the firm
Common Situations
Estate with property but limited cash
IHT due before property can be sold
Instalment already missed or due
Executor avoiding personal exposure
For executors
Fund Estate Administration Costs as They Arise — Only Pay for What You Draw
Administering an estate involves a stream of costs — legal fees, funeral expenses, property repairs, clearances, and insurance — all before a penny is distributed. A drawdown facility means you only draw what you need, when you need it. Interest only accrues on drawn amounts.
Key Benefits
Drawdown facility — draw only what you need
Interest only on drawn amounts
Unused facility costs nothing
Covers all recognised testamentary expenses
Eligible Expenses
Solicitor and legal fees
Funeral costs
Property repairs & clearances
Estate agent & conveyancing costs
For beneficiaries
Access Up to 50% of Your Inheritance Early — Before Probate Completes
Probate can take 6–12 months or more. If you’re a named beneficiary with a confirmed entitlement, an inheritance advance lets you access up to 50% of your anticipated net inheritance — often within days. No monthly repayments, no credit checks, repaid from your share when probate completes.
Key Benefits
Up to 50% of anticipated net inheritance
No credit checks required
Repaid from your share — estate unaffected
Common Reasons
Purchasing a property
Repaying existing debts
Care home fees
A major purchase that can’t wait